Velocity Commercial Capital Loan Trust 2021-2: Presale Report

DBRS, Inc. (DBRS Morningstar) assigned provisional ratings to Velocity Commercial Capital Loan Trust 2021-2, a securitization of a portfolio of newly originated fixed- and adjustable-rate, first-lien residential mortgages collateralized by investor properties with one to four units (residential investor loans) and small-balance commercial mortgages collateralized by various types of commercial, multifamily rental, and mixed-use properties. The securitization is funded by the issuance of the Mortgage-Backed Certificates, Series 2021-2 (the Certificates). The Certificates are backed by 541 mortgage loans with a total principal balance of $205,177,758 as of the Cut-Off Date (July 1, 2021).