Press Release

Morningstar DBRS Posts Podcast Episode 29 on Lending into Retirement

ABCP, Auto, RMBS
May 19, 2025

In the latest episode of Morningstar DBRS' "European Securitisation Insights" podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, was joined by Ketan Thaker, Managing Director,
European Real Estate & NPL Ratings at Morningstar DBRS and Simon Webb, Managing Director, Finance and Capital Markets at LiveMore Capital, to discuss lending into retirement.

With a focus on the UK, the panellists explored the lending solutions available to borrowers over 50, the current market dynamics that are shaping this niche market segment, and how the market has evolved over time with the products on offer. They also shared their thoughts on the credit considerations of residential mortgage-backed securities (RMBS) deals that are either entirely or partially composed of later-life loans and discussed the credit rating angle, key considerations, and whether servicers are equipped to manage such a distinct asset class.

Related Content:
--Rating European Structured Finance Transactions Methodology (19 November 2024), https://dbrs.morningstar.com/research/443199

PODCAST DETAILS
(1) Click on the following link or copy and paste it into your web browser to replay the podcast: https://european-securitisation-insights.simplecast.com.

(2) App store links:
-- Apple Podcasts: https://podcasts.apple.com/us/podcast/european-securitisation-insights/id1676474553
-- Spotify: https://open.spotify.com/show/2qDHc0QPPQKbtoFqv34sgh
-- Amazon: https://music.amazon.com/podcasts/d533dec3-9a37-4f58-9edd-312bedb7f2aa/european-securitisation-insights

For questions regarding this event, please contact euevents@morningstar.com.

DBRS Ratings Limited
1 Oliver's Yard 55-71 City Road, 2nd Floor
London EC1Y 1HQ United Kingdom
Tel. +44 (0) 20 7855 6600
Registered and incorporated under the laws of England and Wales: Company No. 7139960